Richard M. Sabetta
is the co-founder and Managing Principal of Risk Navigation Group, LLC. Risk Navigation Group is an independent Claim Management advisory services firm founded in 1999 by Mr. Sabetta and Michael P. Donegan. Risk Navigation Group is wholly owned by its partners and is not affiliated with any commercial property and casualty insurer, brokerage firms or third party administrators. The firm is also not affiliated with any accounting or actuarial consulting firm.

Insurance/Risk Management Industry Background
Mr. Sabetta previously served as Director of Claim Management Consulting practices at Milliman & Robertson (now Milliman USA) and PricewaterhouseCoopers, LLP. In addition to his consulting experience, he held management positions with Rollins Burdick Hunter (now AON), Crum & Forster Insurance Corporation and Consolidated Rail Corporation (Conrail). His consulting experience includes organization design and functional analysis of claim operations, independent case reserving valuation, cost management strategy, litigation management, claim operations design and implementation, settlement strategy, internal control assessment, fraud detection, regulatory financial examination analysis, merger/acquisition due diligence and post-acquisition integration, claim benchmarking, Best Practice studies and expert witness testimony in insurance litigation.

Insurance Industry Activities
Mr. Sabetta is a frequent speaker to industry organizations such as The Public Risk and Insurance Management Association, The Society of Financial Examiners, The Casualty Actuarial Society and The Property & Casualty Industry Claims Congress. He has also made various presentations to The American Association of State Compensation Insurance Funds (AASCIF) and The American Society of Workers Comp Professionals, (AMCOMP).